Q. 1. What if I can't get a small business loan?
A. Fincial Advantage makes it easy to get a merchant cash advance. Our non-traditional programs do not ask for the same documention your local bank does.

Q. 2. Is personal guarantee required for the cash advance?
A. No Personal Guarantee required – You are not personally liable for cash advance.

Q. 3. What are the chances of getting the cash advance through Financial Advantage?
A. Since we work with a large number of funding sources, the percentage of approvals for our clients is among the highest in the industry! We are proud to say that our approval rate is 90%!

Q. 4. When can I get cash?
A. Typically is available within 72 hours or less after final approval.

Q. 5. How long the application process takes?
A. We have a fastest pre-qualification form in the industry. Apply now and in 24 hours you will know if you are pre-approved!

Q. 6. Am I required to post a collateral?
A. Unlike traditional bank loans there is no collateral required.

Q. 7. How is repayment of cash advance made?
A. Repayment is made with a small percent of your future credit card receipts

Q. 8. What is reported to the credit agencies?
A. Unlike bank loans that can affect future borrowing, the cash advance that you receive is not reported to credit agencies.

Q. 9. Can I stay with my current credit card processor?
A. Yes, It is possible if Financial Advantage has an agreement in place with your processor or the lender uses a sweep account. Otherwise, we will arrange a Financial Advantage partner processor who will match or lower your current processing fees.

Q. 10. Can the cash advance be renewed??
A. Yes, when the advance balance is down to approximately 50% of the original balance, your business can request another advance.